Save or make extra money using these smartphone apps without changing spending habits or shopping behaviors. If you like to shop online or be on your smartphone throughout the day, then you can use your phone to save money or make extra money with these apps.
I have personally used or have an account with and plan to use all of these apps and have made some extra money with some of them just by setting up an account, using the apps and referring the ones I love to friends. After trying probably more than 40 different apps in the last 10 years, these are the ones that I recommend to those who are looking to make or save extra money.
The following list of apps that can help you make extra money on the side is in order from most to least valuable (in my honest opinion). I’m sure that each app has the potential to make a good amount of money, but I am sharing these based on my personal experience and earnings.
Disclosure: some of the links below are affiliate links. This means that if you click on a link and decide to make a purchase, at no extra cost to you, I will earn a commission.
Chase Credit Card App
This app will always be my first recommendation because I have made so much extra money from it. To be completely transparent, this is not just an app, it’s a credit card (with a great shopping App for using your points).
Think about it. If you spend money every single month (which you do) and you could earn points (aka money) back from every single purchase, shouldn’t you take advantage of it? The answer is YES.
I will say that a credit card comes with great responsibility. If you can follow these two rules then a credit card will work in your favor! Only spend what you have in your bank account and always pay off the balance on your credit card at the end of each month. If you cannot follow these two rules then you are prone to credit card debt and that is costly.
Apply using my link to receive 100,000 bonus appoints (if approved)! To give you perspective, 100,000 points was enough to cover a free 7 night stay in a nice hotel for a family of 3.
Learn how I earned my family three free vacations using credit card points.
We recently stayed one night in a hotel on a long road trip and as a credit card member the hotel upgraded us to one of their nicest suites for free! For a family of three trying to stay in a hotel with 2 double beds, this made us feel like royalty.
Another favorite app that I have personally used to make extra money is eBates. In only a few weeks I earned $103.53, $16.40 of which has already landed securely in my PayPal account!
Read about how Ebates works in my full review!
If you’re familiar with affiliate marketing, then think of eBates as a way to make extra money using your own affiliate link. It’s pretty commonly known that you cannot refer yourself to a product or service, but you can earn cash back using eBates in the same exact way.
I often shop online at Walmart so when I go to grab something I first go to eBates and follow their link to Walmart. An average shopping trip earns users $2.00 cash back. It’s certainly not something that will replace your full time job but every little bit of extra money helps!
Raise is a trusted platform where people like you and I can buy or sell gift cards to any store (online or walk-in) at a discounted rate. I have sold a handful of gift cards that I just couldn’t use for various reasons. I felt it was better to earn extra money from them that would otherwise be stuck on a piece of plastic in my wallet for forever.
I absolutely love when I score a gift card to one of my favorite businesses at a steep discount. For a few months, one of my favorite coffee shops had gift cards ranging from $20 to $75 value listed at a 30% to 40% discount! Who doesn’t love finding a deal on their favorite coffee?! There are other top stores are brands like Walmart, Target and Kohl’s, just to name a few.
Two years ago when I purchased a large gun case for my husband’s hunting gear, I grabbed a few Dick’s Sporting Good’s gift cards at a 10% discount. I did the same thing again when my husband purchased new golf clubs. Neither of these purchases are small, so saving the 10% was completely worth grabbing the discounted gift cards!
If you’ve ever heard of our shopping on Groupon, you already know that there are some pretty random deals to sift through. But hidden amidst these random deals are some pretty great gems!
My favorite steels from Groupon are the exclusive 50% off Regal Cinemas gift cards or 50% off Starbucks gift cards. If you’re on a tight budget, maybe the movies or a fancy coffee are not on your priority list. But if these are things that you love and cannot forgo forever, then consider saving the extra money and grabbing these 50% off deals through Groupon.
There are so many different deals on Groupon that I can’t begin to touch on. If you are shopping around for fun events in your area, then Groupon typically has admission rates at a discount. If you have a family trip planned to a nearby Zoo or Theme Park, then it’s worth signing up for Groupon to see if they have deals on your exact destinations!
InboxDollars is kind of fun and helps me make extra money on the side. It’s toward the bottom of my list because I have not yet made a lot of money using this app. The potential is there though and I think it’s worth sharing!
Some of the ways to earn money with InboxDollars are to complete paid surveys, read paid emails, watch paid videos, play paid games and share the app with friends and family. It’s pretty easy and it doesn’t add up to a lot of extra money, but it’s worth adding to your everyday practices to save or make extra money!
Make Extra Money On The Side
I know that none of these 5 apps will make enough money on the side to replace working, but even the smallest changes can add up and make life more comfortable. There are many things that we are just not willing to go without (vacation, coffee, date nights), but finding ways to save or earn extra money from these already habitual spending habits is a huge win in my book!
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What about you? Do you have a favorite app that helps you make extra money? Or save extra money perhaps? I think saving and making money are synonymous because money is just a placeholder for “things” anyway. So please feel free to share your tips with us in the comments below! I look forward to hearing from you.