How to Enter a Referral Code on Cash App for a Bonus

Use the legit Cash App free money code JSMTBXW to get a cash bonus! Set up direct deposit for additional $100 and $50 cash Boosts.

If you’ve downloaded Cash App within the last 14 days, you’ll notice the buzz about a Cash App referral code that offers a $5 bonus.

Rest easy that this offer is legit! You can enter a referral code on Cash App and get up to $15. (I got $10!) But most users will get $5.

If you’re wondering how it works, I’ve mapped out the steps below. It’s easy, and you can have the extra money in the palm of your hand in just a few minutes.

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What Is a Cash Referral Code on Cash App?

The Cash App referral code is a unique strand of letters and numbers assigned to each Cash App user upon registration. The code JSMTBXW will give you a free cash bonus as long as you enter it into the app and use the app within 14 days of signing up.

Get a $185+ FREE Cash Bonus

Limited time only

$185 displayed on Cash App

5 Simple Steps:

  • Download Cash App
  • Click to copy code:
  • Paste in "Enter Referral Code"
  • Swap $5 and get $35*
  • Set up direct deposit and get $150**

*As long as your friend enters your referral code, you BOTH get a cash bonus for swapping the same $5 with each other.

**Direct deposits must add up to $300 within a 30 day period to activate the $100 and $50 cash Boosts.


The referral code can be shared with friends, family, or others who wish to join the app. For each friend who uses your code and sends at least $5 within 14 days of opening an account, you get a $15 referral bonus. The friend who uses your code also gets a $5 cash bonus. (Bonuses may vary based on current promotions.)

The Cash App referral code JSMTBXW is legitimate and will instantly provide a pending bonus in your Cash App account. As long as you’re within the 14-day window of signing up with the app, you can use the code to get free money now.

5 Easy Steps to Enter a Referral Code on Cash App

After you set up the app, follow along with me to learn how to enter a referral code on Cash App. If you need a code that actually works, feel free to use JSMTBXW. If you’re on a smartphone, I’ve included a handy “click-to-copy” button below!

Use the legit Cash App free money code JSMTBXW to get a cash bonus! Set up direct deposit for additional $100 and $50 cash Boosts.

Step 1: Download Cash App

Woman viewing Cash App on smartphone

If you haven’t already done so, you’ll need to go to the App Store or Google Play to download the app to your mobile device. I’ve been using Cash App for quite some time now and I honestly love it! I wasn’t sure if it would be right for me, but after a few weeks, I was hooked.

As a new user, you’ll be prompted to enter a phone number or email address. Make sure you have access to the account or phone because Cash App will send a confirmation code to it. Additionally, you’ll need to provide your name and zip code and then choose a unique $Cashtag. The $Cashtag is a unique word or phrase that friends can use to send you cash.

You can then freely navigate the app and explore all it has to offer (including the option to enter a referral code for a cash bonus).

Related: Cash App Card Design Ideas

Step 2: Open Cash App Settings

To enter a referral code on Cash App, open the app and select the person icon on the top right corner of the green default screen. (If you’ve already added an optional profile picture to the app, you’ll see that image instead of a person icon.)

The next screen will show your name, Cashtag, join date, and a list of settings and documents. Scroll to the bottom to see the green text “Enter Referral Code.” Select that link to enter Cash App referral code JSMTBXW.

Cash App enter referral code

Related: More Legit Apps Like Cash App

Step 3: Enter Cash App Referral Code JSMTBXW

You’ll see a dialog box where you can type in a Cash App referral code. Type JSMTBXW into the box and select Next.

Get a $185+ FREE Cash Bonus

Limited time only

$185 displayed on Cash App

5 Simple Steps:

  • Download Cash App
  • Click to copy code:
  • Paste in "Enter Referral Code"
  • Swap $5 and get $35*
  • Set up direct deposit and get $150**

*As long as your friend enters your referral code, you BOTH get a cash bonus for swapping the same $5 with each other.

**Direct deposits must add up to $300 within a 30 day period to activate the $100 and $50 cash Boosts.


Type a Cash App referral code

Congrats! You’ll now have a pending bonus of $5, $10, or $15 waiting for activation! Stick with me, because there are two more steps in order to activate the bonus. It’s so easy to sign up and get money instantly.

Your Bonus is Waiting Related: How to Use Cash App for Kids

Step 4: Link a Bank Account

Linking your bank account allows you to add funds to the app. You’ll need to do this in order to activate the Cash App referral code bonus.

To link your account, open Cash App to the default green screen where you can send and request money. Select the bank icon on the bottom left corner of the screen to view the Banking screen. (If someone has already sent you cash, the icon will be the dollar amount you have in your account instead of a bank icon.)

Scroll to the bottom and select “Link Bank.” You can then easily link your bank by entering your debit card number on the following screen. If you don’t have a debit card, you can still connect your bank by selecting the “No Card?” button and following the prompts.

Related: How to Use Cash App Without a Debit Card or Bank Account

Step 5: Send $5

In order to activate the bonus and get free Cash App money, you’ll need to send a $5 payment to another Cash App user. This can be a friend or family member who either uses the app or wants to start using it.

Once your bank account is linked, open Cash App to the default green screen by selecting the dollar sign (which is the middle icon on the bottom of the screen). In order to activate the referral code bonus, enter at least $5 and select Pay. Then enter a friend or family member’s phone number, email address, or Cashtag and select Pay.

The bonus of $5, $10, or $15 (assigned at random) will now be yours to keep! I got $10 and my husband got $5 for joining.

$10 Cash App bonus on smartphone screen

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Bonus Step: Get $15 for Each Friend You Invite

Since you have to send $5 to activate your referral bonus, why not help a friend do the same? That way you can get your $5 back from your friend PLUS a $15 bonus on top of it!

In order to get the bonus, your friend will need to use your Cash App referral code and send $5 back to you. To invite friends, open the app and select the person (or profile picture) icon on the top right of any screen. Select the button that says “Invite Friends, Get $15”

You can either allow Cash App to access your contacts and select the button “Get $15” next to your friends’ names or you can select the share icon at the top of the screen and share your code another way.

Important Tip: Most friends will not join unless you explain the process and give them a helping hand. Send them a personalized text that highlights the benefits that relate to them personally.

Related: Surveys That Send Money to Cash App

What Will You Do With Your Cash App Referral Bonus?

When I got a $10 bonus for joining Cash App, I used it to invest in Bitcoin for the first time ever! I’ve since used the Cash App Debit Card and earned over $60 in free Bitcoin on top of that initial investment. I’ve also gotten tons of cash discounts at my favorite stores and restaurants!

Use the legit Cash App free money code JSMTBXW to get a cash bonus! Set up direct deposit for additional $100 and $50 cash Boosts.

You can do anything you like with your bonus once it’s activated. You can invest it to make money daily, spend it using your free Cash App Debit Card, or transfer it to your bank account. It’s yours to keep!

Related: How to Flip Money on Cash App

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