Cash App Referral Code for MAX Bonus [in 2022] JSMTBXW

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If you’ve downloaded Cash App within the last couple of weeks, you may notice the buzz about a Cash App referral code that awards free money.

I took advantage of the free referral code myself, and it really works! I personally got $10 during a promotional period, but the most common bonus is $5.

🛑 Beware of the deceptive claims that you will get “up to” $10, $15, or even $35 by entering someone’s referral code. The current offer is $5 when you enter a legitimate Cash App referral code.


If you’re wondering how to enter a referral code on Cash App to get the free money, I’ve mapped out the steps in below. It’s easy to do, and you can have the bonus money in the palm of your hand in just a few minutes.

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What Is the Cash App Referal Code and How Much Does It Pay?

Phone Displaying Cash App Referral Code

The Cash App referral code is a unique strand of letters assigned to each Cash App user upon registration. The code JSMTBXW will give you a free cash bonus as long as you enter it into the app and use the app to send at least $5 within 14 days of signing up.

Use Cash App free money code JSMTBXW to get an INSTANT cash bonus! Just swap $5 with a friend through the app to qualify.

The referral code for Cash App can be shared with friends, family, or others who wish to join the app. For each person who uses your free money code and sends at least $5 to another Cash App user within 14 days of opening an account, you get up to a $30 referral bonus. The person who uses your code also gets a $5 cash bonus. (Bonuses may vary based on current promotions.)

Related: Cash Card Round Ups

Phone Displaying How to Invite Friends to Cash App

The Cash App referral code JSMTBXW is legitimate and will instantly provide a pending bonus in your Cash App account. As long as you’re within the 14-day window of signing up with the app, you can use the code to get free money now.

The quickest way to activate your sign-up bonus is to swap five bucks with a friend or family member who uses Cash App. Invite a parent, sibling, or close friend using your Cash App code and get up to $35 ($5 for signing up and $30 for inviting a friend).

Get $200+ in FREE Bonuses

  1. Download Cash App ⬇️

0 displayed on Cash App

  1. Enter referral code:

  2. Swap $5 with a friend*
  3. Invite friends to join**
  4. Set up a direct deposit***
  5. Get ALL of my Cash App secrets

*Ask a friend to swap $5 with you through Cash App to activate the $5 sign up bonus.

**Get up to $30 for every friend who joins using your referral code.

***Deposits must equal $300+ within a 30 day period to activate the $100 and $50 cash Boosts.

Related: 100+ Cash App ATM Locations

5 Easy Steps to Enter a Referral Code on Cash App

After you set up the app, follow along with me to learn how to enter a referral code on Cash App.

📋 Enter referral code JSMTBXW
💵 Direct deposit Get up to $150 in bonuses
🤝 Refer friends Get up to $30 each (unlimited)
💳 Use the Cash Card Get up to 15% back

Step 1: Download Cash App

Phone Displaying Cash App in the Playstore

Go to the App Store or Google Play to download the app to your mobile device. I’ve been using Cash App for quite some time now and I honestly love it! I wasn’t sure if it would be right for me, but after a few weeks, I was hooked.

As a new user, you’ll be prompted to enter a phone number or email address. Make sure you have access to the email account or phone because Cash App will send a confirmation code to the one you provide.

Next, provide your name and zip code, and then choose a unique $Cashtag. The $Cashtag is a unique word or phrase that friends can use to send you cash. You can use a combination of your name, favorite numbers, or a short phrase that’s easy to remember.

Woman Choosing a Cashtag on Cash App

You can then freely navigate the app and explore all it has to offer (including the option to enter a Cash App referral code for a free bonus).

Related: Cash App Card Design Ideas

Step 2: Open Cash App Settings

To enter a referral code on Cash App, open the app and select the person icon on the top right corner of the green home screen. (If you’ve already added an optional profile picture to the app, you’ll see that image instead of a person icon.)

The next screen will show your name, Cashtag, join date, and a list of settings and documents. Scroll to the bottom to see the green text “Enter Referral Code.”

Phone Displaying Where to Enter Referral Code on Cash App

If the link is not there, that means either you’ve already entered a referral code, or too much time has passed since you’ve downloaded the app.

Related: More Legit Apps Like Cash App

Step 3: Enter Cash App Referral Code JSMTBXW

Use Cash App free money code JSMTBXW to get an INSTANT cash bonus! Just swap $5 with a friend through the app to qualify.

You’ll see a dialog box where you can type in a Cash App referral code. Type JSMTBXW into the box and select Next.

Cash App Area That Says Please Enter Referral Code

Congrats! You’ll now have a pending bonus of $5 waiting for activation! Stick with me, because there are two more steps in order to activate the bonus. It’s so easy to sign up and get money instantly.

Related: How to Use Cash App for Kids

Step 4: Link a Bank Account

Phone Displaying How to Link a Bank Account to Cash App

Linking your bank account allows you to add funds to the app. You’ll need to do this in order to activate the Cash App referral code bonus.

To link your account, open Cash App to the default green screen where you can send and request money. Select the person icon on the top right corner of the green home screen.

Select “Linked Banks.” You can then easily link your bank by entering your debit card number on the following screen. If you don’t have a debit card, you can still connect your bank by selecting the “No Card?” button and following the prompts.

Related: How to Use Cash App Without a Debit Card or Bank Account

Step 5: Swap $5

In order to activate the bonus and get free Cash App money, you’ll need to send a $5 payment to another Cash App user. This can be a friend or family member who either uses the app or wants to start using it.

If you’re not quite ready to spend $5 with Cash App, arrange a quick $5 swap with someone you know. Shoot your friend a text and ask them to send the five bucks right back.

Phone displaying text conversation between friends about Cash App

I had no problem activating my bonus by swapping $5 with my husband through the app.

Open Cash App to the default green screen by selecting the dollar sign (which is the middle icon on the bottom of the screen). In order to activate the Cash App referral code bonus, enter at least $5 and select “Pay.” Then enter a friend or family member’s phone number, email address, or Cashtag and select “Pay.”

Woman sending  on Cash App

The bonus of $5 will now be yours to keep! I got $10 during a promotional period and my husband got $5 for joining.

Where Is the Referral Code on Cash App?

To find your unique referral code on Cash App, open the app and select the person (or profile picture) icon on the top right of any screen. Select the button that says “Invite Friends, Get $30.”

You can either allow Cash App to access your contacts and select the button “Get $30” next to your friends’ names. This will generate a text message which includes your Cash App code. You can view and save it for future sharing.

Another way to share your code is to select the share icon at the top right corner of the screen. You can choose to copy your referral code to your phone’s clipboard or share it via email or Facebook Messenger.

Since you have to send $5 to activate your referral bonus, why not help a friend do the same? That way you can get your $5 back from your friend PLUS up to a $30 bonus on top of it! In order to get the bonus, your friend will need to enter your Cash App referral code and send $5 back to you.

Important Tip: Most friends will not join unless you explain the process and give them a helping hand. Send them a personalized text message that highlights the benefits that relate to them personally.

Related: Surveys That Send Money to Cash App

What Will You Do With Your Cash App Referral Bonus?

When I got a $10 bonus for joining Cash App, I used it to invest in Bitcoin for the first time ever! I’ve since used my uniquely designed Cash App Debit Card and earned over $60 in free Bitcoin on top of that initial investment.

I’ve also gotten tons of instant cash Boosts while shopping at my favorite stores and restaurants. These Boosts are completely free and are meant to align with your regular shopping habits. You just have to remember to open up the app and select the Boost you’d like to use while you’re waiting in the checkout line.

Additionally, I’ve invited many of my family members to join Cash App and earned more than $200 in free invitation bonuses. We put together a small travel fund for my parents for their birthdays, and most of the money we put into the fund was free!

Related: How to Set up a Direct Deposit to Cash App

Cash App Invitation Bonus Displayed on a Smartphone

You can do anything you like with your bonus once it’s activated. You can invest it to make money daily, spend it using your free Cash App Debit Card, or transfer it to your bank account. It’s yours to keep.

Related: How to Flip Money on Cash App

Use Cash App free money code JSMTBXW to get an INSTANT cash bonus! Just swap $5 with a friend through the app to qualify.

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