It seems like a new scam pops up every day. Whether in your email account, through text message, or on social media, there is no shortage of opportunities for scammers to find you. It really is a shame, but you have to prepare yourself to stay ahead of potential scams, just like these Cash App scams.
Cash App is a great money management tool that allows you to receive payments, pay others, invest, receive cashback, and track your spending. It really is an all-in-one financial app. Currently, there is not another money management application that allows you to do all of what Cash App can do.
Keep this list of Cash App scams handy you come across deals that seem too good to be true. (Hint: they usually are!)
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What are Cash App Scams?
Cash App scams usually involve promises from strangers who claim that they can deal with your money in exchange for a profit. But in reality, the scammer hightails it before you ever see a red cent. Once you understand the premise of each scam, they are easy to spot.
Cash App itself is not a scam. It has actually grown to develop quite a positive reputation for itself. It has become a trusted app. However, because of its ease of being able to transfer money to and from others, scammers have jumped on this opportunity to rip off users.
Cash App scams to be aware of include transfers of money to individuals or organizations you don’t know. If you’re wondering what do Cash App scams look like, take a look at this list of scams that have been found circulating recently. Unfortunately, there are many active scams. The more creative the scammers are, the easier they can come up with new ways to trick users.
Scammers are getting smarter each day by finding new ways to convince people that they are entering into a legitimate deal or partnership. They are also pushing opportunities to flip your money on Cash App. It’s important to stay ahead of them and protect your money.
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11 Cash App Scams You Should Not Fall For
I can’t stand it when I come across Cash App scams online. The worst part is that innocent people are being scammed every day, and I can’t do anything about it! That’s why I felt it was so necessary to share this list of common Cash App scams to help you spot them a mile away.
1. The “Blessing Loom” Cash App Scam
The Cash App $100 to $800 “blessing loom” is a scam advertising that participants can receive up to $800 by blessing someone else with just $100. It is similar to a pyramid scheme in that no one ever really benefits except for the person at the top who collects all of the money but never distributes anything back out.
To put it briefly, the blessing loom is a Cash App flipping scam. It promises to turn your initial $100 payment into $800. But money cannot be created, so people will always lose as the pyramid scheme plays out.
2. Cash App Generators
A Cash App generator is a fake online tool that promises to automatically load your Cash App with money after you complete a long list of offers. You’ll see anything from installing well-known apps to completing different surveys. While the activities themselves look relatively harmless, you’ll find your time to be completely wasted.
Once you’ve exhausted the list of free offers, you’ll often be faced with another list of paid offers. If you choose not to move forward, all of your progress will be lost and you’ll have no more money in your Cash App than before you started.
Unsuspecting Cash App users get scammed by Cash App generators all the time. But the only person getting free money on Cash App is the person behind the scam.
Related: Best Cash Game Apps
3. Cash App Software Scams
Firstly, there are no actual software programs out there that legitimately flip money. If you see one being advertised somewhere, know that it is a scam from the get-go.
MyGet.org and NuGet.org are notorious for allowing scammers to use their platform to take advantage of Cash App users. Stay far away from all downloads on those sites! They are complete jokes.
These software scams trick people into thinking they can simply download the “software” to flip money. This download could instead give the scammers access to your account where they can steal personal information stored on your device and in some cases withdraw your Cash App funds.
4. Cash App Scams on Facebook
Facebook is a platform for more than just connecting with family and friends these days. It is a marketing platform for small businesses that are selling products and services. But it has opened the door for Cash App scammers to wiggle their way into your messages.
Some Facebook Cash App scams include messages about how you can make money online for free by trading money in the app. Other scams include convincing people that they are being sold a great product and only paying through Cash App. As you can guess, those people never actually receive that product and lose out on money.
The bottom line is if you think the person messaging you is fishy, check out their profile first to see when the profile was created. If it is less than a year old, it is likely a scammer. Additionally, never send money to people you don’t know unless you are receiving an item in person and making the swap at the same time.
Related: 100+ Cash App ATM Locations
5. Cash App Scams on Instagram
Instagram is a popular social media platform that connects you to friends and family. Scammers have been known to send personal messages to Instagram accounts advertising ways to double your money with Cash App. Look out for messages from new accounts or ones from other countries trying to reach out about any kind of money deal.
Whether it be for products, services, or a sob story from a stranger, don’t get scammed out of your hard-earned money. Only send money through Cash App to people you know and trust.
Related: Cash Game Apps
6. Cash App Representative Scam
The refund scam on Cash App often refers to a scammer pretending to be a Cash App customer service representative. This person gains access to your Cash App account by requesting your sign-in code or PIN. Once they have access to your account, they can transfer money out of it.
A true Cash App representative will never ask you for your sign-in code or PIN. These are always to be kept confidential. If anyone claiming to be a Cash App representative asks you for any personal information or wants you to send them money to “test” your account, it’s a scam.
7. Cash App Scams Refund
If you ever receive an unexpected payment from a stranger on Cash App, you could become a victim of the refund scam. What happens with this scam is the person who sends the payment contacts you and explains that they made a mistake and would like you to send them the same amount of money back. As soon as you send the money back, the person requests a refund of the original payment and then goes rogue. So you lose both the money they sent and the money that gets refunded to them.
Related: Cash App Boosts
8. Bitcoin Cash App Scams
Since Bitcoin is an option to invest in with Cash App, scammers are taking advantage of this hot commodity and tricking people into believing they can double or triple their Bitcoin amount with little to no effort on their part. Essentially, the user tries to purchase Bitcoin by sending the scammer the money and then never sees it again. There are better ways to invest and make money daily that do not include handing your funds over to a stranger.
9. Gift Card Cash App Scams
Cash App does not offer gift cards directly. There are ways you can get free gift cards from other sites, but Cash App is simply not one of them.
The gift card scam looks like scammers trying to sell gift cards through Cash App payment methods. However, the gift cards are not valid or the scammer never actually sends the gift card after receiving the money.
Other gift card Cash App scams can be found on sites that promise free Cash App gift cards if you complete surveys or offers. These are not legitimate as there is no such thing as a Cash App gift card.
10. Sugar Momma Cash App Scams
This one may come as a shock, but there are actual sugar momma and sugar daddy Cash App scams. The sugar momma scam includes ads on social media advertising that someone is looking for affection in exchange for payment. Basically, the scammer would send a small allowance through Cash App to the person accepting the role to gain their trust.
They would then ask the recipient to send part or all of the money to another Cash App account that was made to look like a real charity or to a “friend.” The money would essentially end up in the scammer’s account and the recipient would get nothing in the end. The transfer was a fake.
Related: Best Cash App Names
11. #CashAppFriday Scams
Scammers have been seen posting #CashAppFriday scams on social media or sending messages to random accounts. In those messages, the scammer is telling the user to transfer money to a Cash App account or send their login information in order to win whatever they are promoting. The user either sends the money or the information, but they never actually win anything since it’s a scam.
Related: Is the $750 Cash App Real or Fake?
Cash App is a Great App When You Avoid The Scams
When used the right way, Cash App is a great tool that is easy to use and convenient to gain access to your money. In some cases, you may even be able to get rid of your traditional bank account if you replace it with Cash App. Set up your direct deposit into your account, obtain the Cash App debit card, and use the account like any bank. It really is a top-notch app with functional features.
Just like with anything else in life, you have to protect yourself first and foremost no matter how much trust you have with a company or how much you feel “safe” just going with the flow. When your guard is down, that is when scammers strike. Cash App scammers are good at playing on your emotions as well, which means a skilled scammer can convince anyone to send them money if they tell the right story.
The number one rule when using Cash App is to never send money to anyone you have never met. Strangers are the first to strike on unsuspecting people. That’s not to say everyone is out to get you; just be wary of anyone asking you to transfer them money.
Use your Cash App account for all your normal daily tasks. You’ll be happy to see just how much simpler your life can be when you use Cash App. Don’t forget to enter a free money code for bonus cash!
Related: How to Use Cash App Under 18