8 Legit Apps Like Cash App (Best Alternatives)

Cash App is making itself known with the convenience of paying others instantly for services, goods, or just to help out a friend. It also offers the ability for you to request money from others. With less than a decade under its belt, Cash App is becoming an increasingly popular way to take care of your financial needs.

If I had a dime for every time I heard the term “Cash App”, I’d be very wealthy at this point. While Cash App has become more popular in recent days, its drawback is that it is only available in the United States and in the UK. This restriction could make it difficult for users to utilize the app to its fullest potential. Because of this fact, I want to share the best Cash App alternatives for my international readers.

No legit paying apps are perfect so the fact that Cash App doesn’t serve beyond these two countries currently doesn’t mean it’s a bad app. It simply means the app might need more time to develop to become available abroad.

Still, if you need to manage your money on an app that is available outside of the US and UK, these Cash App alternatives can help broaden your reach. Take a look at these other apps like Cash App and decide which one is best for you to use.

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Cash App - Get $185+ in free cash and Bitcoin, invest in Bitcoin and stocks, and send and request money for free. Use my referral code for a cash bonus:


Eight of the Best Cash App Alternatives

Woman using apps like Cash App

Cash App is an all-in-one money management app. It offers services like sending and receiving money as well as investing, earning cash back, and more. There is no other app that is just like Cash App. However, there are plenty of alternatives that serve different purposes.

Keep in mind that you don’t have to choose just one app; it’s okay to download more than one to complete the circle for your financial needs.

If you’ve hesitated to give it a try, check it out. It’s easy to set up Cash App on your phone in just a few minutes.

Use Cash App free money code JSMTBXW to get a sign up bonus when you use the app for the first time to send at least $5 in the first 14 days.

Get a $185+ FREE Cash Bonus

Limited time only

$185 displayed on Cash App

5 Simple Steps:

  • Download Cash App
  • Click to copy code:
  • Paste in "Enter Referral Code"
  • Swap $5 and get $35*
  • Set up direct deposit and get $150**

*As long as your friend enters your referral code, you BOTH get a cash bonus for swapping the same $5 with each other.

**Direct deposits must add up to $300 within a 30 day period to activate the $100 and $50 cash Boosts.


Related: Can I Use Cash App Without a Bank Account?

1. Robinhood: Best App Like Cash App for Bitcoin

Robinhood logo

Robinhood is the best Cash App alternative for investment options. Robinhood is dedicated to providing investment opportunities to users who don’t want to spend hundreds or thousands on stocks. It allows users to invest in fractional stocks, meaning you only pay a portion of the stock amount and have a fraction of the share.

Start with as little as $1 to invest and make money daily with Robinhood. You can invest in cryptocurrency with a purchase into Bitcoin. Robinhood doesn’t charge a fee so if you invest $100, you get $100 worth of crypto. If stocks or Bitcoin aren’t your thing, you can also choose to invest in gold.

Robinhood offers a signup bonus. When you create an account, you get your first stock for free.

Related: How to Flip Money on Cash App

2. Rakuten: Best Cashback App Like Cash App

Rakuten logo

Rakuten is an app like Cash App that offers cashback opportunities. Sign up for a free Rakuten account and start receiving cash back on over 2,500 stores, restaurants, travel, and more. Shop online using the Rakuten browser extension to find all the cashback opportunities.

Take advantage of the triple cash back stores such as Macy’s, Nike, La-Z-Boy furniture, and many more. Cashback opportunities are as low as 6% and as high as 60%.

When you use travel booking sites like Hotwire and Priceline, you can receive cash back from the reservations you make. You can find airfare and car rental opportunities as well.

Rakuten offers a $30 sign up bonus for new members. Sign up with your email or Facebook account and spend at least $30 to redeem your bonus.

Get Endless $CashBack With Cash App

Cash Back With Cash App

6 Simple Steps:

  • Download Cash App
  • Click to copy code:
  • Paste it in "Enter Referral Code"*
  • Order the FREE Cash Card
  • Activate the Cash Boosts
  • Get cash back on elligible purchases

*As long as you send at least $5 to another Cash App user (swap it with your spouse, teen, friend, etc.) within 14 days of opening a new account, you'll get the initial cash bonus.


Related: Rakuten vs. Ibotta: Which Cashback App is Better?

3. InboxDollars: Best Cash App Surveys Alternative

Inboxdollars logo

There is a common misconception that you can earn money by taking Cash App surveys. These surveys are not offered through Cash App directly, however, but are offered from independent companies that claim they will pay rewards via Cash App.

InboxDollars is the best alternative to those surveys. Sign up for a free account to pick and choose which offers match your lifestyle. Paid offers are available on InboxDollars and you can complete as many as you want.

Sites like InboxDollars have a referral program as well. You can invite friends to sign up for their free account using your referral link. For each new sign up, you get 30% of their earnings for life.

Related: Legit Games That Send Money to Cash App

4. Greenlight: Best App Like Cash App for Minors

Greenlight logo

Greenlight is the best Cash App alternative for minors. It is a debit card that parents can load with however much money they choose. There is no age limit requirement to have one so any minor can have access to it with a parent or guardian’s permission.

Parents can set notifications on when purchases are made with the card. There are also savings options and perks families can have access to just by using Greenlight.

Related: How to Use Cash App for Minors

5. SoFi: Best App Like Cash App for Stocks

SoFi logo

SoFi is one of the top apps like Cash App specifically for stocks. You can trade stocks and ETFs with the app. It is all commission-free trading and you can invest with as little as $5.

You can also set up automated investing, trade Bitcoin, and save for retirement. When you make your first $10 trade, SoFi will give you $10 in Bitcoin. Everything can be done from the palm of your hand on the SoFi app.

6. Venmo: Best App Like Cash App for P2P Money Transfers

Venmo logo

One of the top P2P Cash App alternatives is Venmo. Venmo makes it easy to transfer between friends, family, and even pay for services from trusted businesses. Easily look up the person you are trying to send money to, enter in the amount and purpose of the money, and securely send money.

Venmo takes precautions to ensure you are sending money to the right person securely. It is free and easy to use.

7. Payoneer: Best International Mobile Banking App Like Cash App

Payoneer logo

Payoneer is an American based company, but it is available to use internationally. It allows users to send and receive money. You can manage your account through a convenient mobile app.

Additionally, Payoneer offers the Payoneer Mastercard similar to the Cash App Visa card. This is a physical or virtual card that you can use to spend the money from your Payoneer account no matter what currency is behind it. This makes having access to your funds right away easy and hassle-free.

Payoneer offers a refer-a-friend bonus. Simply invite your friends to join using your unique referral link and get paid $25 for each person who joins. Your referral must receive at least $1,000 before you are rewarded. In addition, Payoneer pays your referral a $25 bonus.

Payoneer users can also request and receive money from others who don’t have a Payoneer account. There are several ways to receive your money from Payoneer such as through the Payoneer MasterCard, bank transfers, and checks.

Related: Best Places to Sign Up and Get Paid Instantly

8. PayPal: Best Cash App Alternative to Sell Products and Services

PayPal logo

PayPal is a widely known site that allows users to send and receive money. This exchange can take place to sell products and services or simply send someone extra cash to brighten their day. Whichever way you choose to use PayPal, it is one of the best apps that work like Cash App.

With PayPal, there are two separate apps you can download depending on if you are using the platform for business or personal reasons. As a business owner, you can create and send invoices to customers for products and services. You can use the personal app to pay at checkout while shopping online, pay invoices, and much more.

PayPal is a trusted site among users. Keep track of your business revenue or personal expenses all from your phone. You can use PayPal in over 200 countries.

Related: How to Enter a Referral Code on Cash App

You Don’t Have to Choose Just One Cash App Alternative

Cash App is the best all-in-one tool that offers a large variety of ways to manage your money in one place. It also makes life convenient by allowing you to keep track of your finances from your phone. If it’s available to you, definitely give it a try.

To use Cash App, just download the app, enter your name and information, select a unique Cashtag, and enter code JSMTBXW for a free cash bonus.

For those who cannot use Cash App, don’t be afraid to try other apps like Cash App. They are free to sign up with and are user friendly. If you decide an app isn’t delivering what you need, you can always delete it. Additionally, if you need services from multiple apps to complete your financial profile, then you have the option of downloading more than one Cash App alternative.

Finances can be tricky, but apps like Cash App make that burden a little easier to manage. From sending and receiving money, to investing, paying for products, and getting cash back, there are several reasons why we need these apps in our lives. All of these apps have one thing in common; they all help us in their own way to secure our financial goals.

Related: How to Invest in Amazon and Earn Money Passively

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